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Industry-Specific Commercial Insurance

A property owner's policy will not protect tenants from loss. All Around Insurance Agency, Inc. in Las Vegas, Nevada, provides policies that protect the building and associated structures for the commercial property owners—both those operating a business on their property or those leasing property to another entity. Business owners who lease their property may buy business insurance policies that protect the building's contents, such as machinery, furniture and store or display merchandise.

Key and Building

Safeguarding Your Livelihood

Different types of commercial property insurance policies protect against different dangers, called "risks," "causes of loss," or "perils." Insurance companies are free to use their own policies. Policies must contain reasonable coverages and meet all requirements set out by the law. Insurers' ability to provide a variety of commercial policies allows them to tailor products to fit the needs of particular businesses. The availability of multiple policies encourages a competitive market.

Insurance companies evaluate potential policyholders in terms of the risk of loss that they pose. Any businesses that appear to be relatively high risks generally will pay more for insurance coverage, and may have trouble obtaining coverage from some companies. Businesses that appear to be relatively low risks generally will pay less for insurance coverage and find it easier to obtain.

Like individuals, a company's future can be protected with a variety of insurance coverage. From protecting business property from damage or theft to providing complete health coverage for employees or finding the most cost-effective liability insurance, general liability insurance is the cornerstone of your insurance protection for your company, but liability insurance doesn't cover everything.

Let an All Around Insurance Agency, Inc. agent help you customize your coverage to address any gaps in your current policy, especially if the company risks facing unique types of claims. The following are important types of business insurance policies that you or your company may need to provide:

Auto | Group Health | General Liability | Business Owners | Business Property | Errors & Omissions | Professional Liability | Worker's Compensation | Fidelity, Surety & Crime | Directors & Officers | Sexual Harassment | Keyman Insurance | Inland Marine