An indemnity plan allows you to choose your own doctors and pays for your medical expenses--totally, in part, or up to a specified amount per day for a specified number of days. Managed care plans generally provide broader coverage, but they all involve an arrangement between the insurer and a selected network of health-care providers (doctors, hospitals, etc.). For example, an HMO will require that a primary care physician in the network coordinate all of your care and refer you to specialists in the network. No matter which type of health insurance you buy, you'll need to make sure it offers the right kinds of coverage.
 

GET A QUOTE NOW! 1. What type of plan are you interested in? Select One HMO POS PPO Not sure 2. Who is your current insurance provider? 3. What is your current deductible? 4. What is your current premium? 5. Select your preferred co-pay amount. Select One $5 $10 $15 $20 $25 Not sure 6. Select the deductible amount you want. Select One $500 $1000 $1500 $2500 $5000 $10000 Not sure 7. Choose the optional coverages you need. Prescriptions Yes No Wellness Yes No Dental Yes No Vision Care Yes No 8. Are you interested in maternity coverage? Yes No 9. Are you pregnant? Yes No 10. Gender: M F 11. Date of Birth: 12. Height: 13. Weight: 14. Marital Status: Select One Single Single parent Married Separated Divorced Widowed 15. Highest Grade Level: Select One None or Incomplete High School Diploma GED Some college College degree Masters degree PhD 16. Occupation: 17. Length of current employment: 18. Are you covered by a worker's compensation program? Yes No MEDICAL HISTORY 19. Any DUI or DWI in the last 5 years? Yes No 20. During the past 5 years, when was the last time you used any form of tobacco or a nicotine substitute? 21. If you used tobacco within the past 5 years, what forms of tobacco did you use? 22. If you currently smoke, how many packs of cigarettes do you smoke on a daily basis Select One Under 1 1-2 Over 2 23. Have you used any form of alcohol/substitute in the past 5 years? Yes No 24. If yes, what type of alcohol beverage do you consume? 25. Have you been hospitalized in the last 5 years? Yes No 26. Are you currently taking any prescription medications? Yes No MEDICAL PROBLEMS 27. Heart Disease: Yes No 28. Cancer: Yes No 29. HIV: Yes No 30. Diabetes: Yes No 31. Cholesterol: Yes No 32. High Blood Pressure: Yes No GENERAL INFORMATION First Name: Last Name: Phone: E-mail: Street Address: City: State: Zip Code: County: Best time to contact: Please provide any additional information that may affect your quote. Thank you for filling out our form! We will respond promptly.